Financial Planning
Financial planning is essential but often neglected – people can spend more time planning a two-week holiday than planning the finances to live their lives. True financial planning means the integration of financial, pension, investment, insurance, tax and estate data into a cohesive philosophy.
FINANCIAL PLANNING
We spend time getting to know you and understanding your priorities
Self Financial Planners will spend time getting to know you and understanding your priorities. This will give us an informed overview of your unique financial situation and allow us to tailor recommendations to meet your specific objectives.
Retirement Planning
As you approach retirement, making the right financial decisions can feel overwhelming at what should be one of the most exciting milestones of your life. Today, pensions offer far greater flexibility than ever before, but with that freedom comes complexity – so how do you decide which option is right for you?
RETIREMENT PLANNING
We can help you find the right balance
Should you buy an annuity?
Should you drawdown from your fund?
Do you want to leave your pension to your children?
We can help you find the right balance to give you both security and the chance to enjoy the benefits of a lifetime’s hard work.
Investment Advisory
We design portfolios to achieve real growth over time not just in the short-term; developing strategies adopted from Nobel Prize winners. Each plan is individually tailored and designed to maximise after-tax returns at a controlled level of risk.
INVESTMENT ADVISORY
Designing successful investment portfolios for our clients
The Nobel Prize winning MPT (Modern Portfolio Theory) enables us to design successful investment portfolios for our clients. This involves constructing portfolios from a range of asset classes that react differently to varying market conditions. MPT reduces portfolio volatility without compromising investment returns.
Estate Planning
Having accumulated wealth through your lifetime you want to make sure you provide financial security for your family. Sophisticated planning is needed, with decisions to be made on the transfer of assets as well as contingencies for healthcare and burial, guardianship and financial support for children, spouse and family.
These difficult issues are further complicated by constantly changing tax laws. Your objectives drive what we do. As with our other services, we approach estate planning from the viewpoint of an individual client’s needs.
ESTATE PLANNING
we can help you explore potential ways of mitigating inheritance
Working with your solicitor, we can help you explore potential ways of mitigating inheritance tax including life insurance, gifts, trusts, pensions and specialist investments.
This means we can integrate estate planning into overall financial planning for clients.
The Financial Health Check
Financial affairs can be complex. Working out if you are paying too much tax and keeping track of fragmented investments can be difficult at the best of times. But keeping on top of these things is vital if your plans for the future are to be realized and you and your family protected over the long term.
You may not even have a financial plan, or you may have taken advice from a number of sources independently of each other. But whatever your situation, there is an easy way of ensuring your financial arrangements are right for you.
THE FINANCIAL HEALTH CHECK
Designing successful investment portfolios for our clients
A Financial Health Check provides a comprehensive and objective review of your financial situation and will bring clarity, focus and simplicity to your affairs.
It will give you confidence that your retirement, investment, estate, tax, business planning, educational savings and insurance strategies are efficient, optimal and meet your objectives.
This is especially so if you are approaching retirement, a business owner, or recently widowed or divorced.
Annual Review Service
We are on watch for you. This means monitoring your arrangements and meeting at least once a year. It also means regularly advising you on topics which are relevant to your planning.
Our Review Service means that you will receive at least one annual investment performance and commentary pack and one annual financial planning meeting.
ANNUAL REVIEW SERVICE
We Review
The on-going suitability of the current investments to meet your objectives.
Your appetite for investment risk and the risk profile of your investments.
Investment markets and returns.
Use of your annual tax allowances and exemptions.
Get in touch
Contact us today and we will be happy to help.
Meet our team
Meet the team behind Self.
Read our blog
Read our latest news and updates